Habitat Banks Insurance

Area characterisation:

Terrestrial

Objective:

Protect habitat bank investments from risks

Start/end date:

1 January 2026

Financing:

Private

Potential impacts/benefits:

De-risks private investment in habitat banks
Protects biodiversity assets against wildfire, conflict, and weather
Increases public-private investment in NbS
Supports long-term ecosystem resilience

Actions:

Designing parametric insurance to protect habitat-bank investments against human-wildlife conflict, rainfall anomalies and wildfire, securing biodiversity assets and attracting public-private investment.

Organisations:

UNDP IRFF, BIOFIN, national partners, insurers (TBD)

Contacts:

Case study referred by UNDP. For more information, please contact: info@naturance.eu.

Design of parametric insurance solutions to protect investments in habitat banks. The insurance product protects against key environmental risks, such as human-wildlife conflict, rainfall anomalies, and wildfires, offering confidence to investors and project developers. By reducing uncertainty and securing biodiversity assets, the insurance strengthens habitat banks, supports ecosystem resilience, and promotes greater public-private investment in nature-based solutions.